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Member-First Financial Services

Secure Savings. Transparent Loans. Banking that feels international.

Open a Savings Account, book a Fixed Deposit, or apply for Loans online. BOFL provides compliant, member-centric services with simple digital experiences.

Open Savings A/c Book a Fixed Deposit Apply for Loan

Services are for members only as per Nidhi Rules, 2014. KYC verification required.

Real-time Statements
Instant access to balances, deposits and EMIs.
NEFT / RTGS Requests
Place transfer requests from your portal.
FD & Loan Receipts
Download and print compliant certificates.

Our Schemes

Fixed Deposit (FD)

6–60 month tenure · Cumulative / Monthly / Quarterly payout · Nominee facility.

  • Attractive interest slabs
  • Premature closure as per policy
  • Instant provisional receipt
Open FD

Recurring Deposit (RD)

Build savings monthly with flexible tenures and auto-debit options.

  • Minimum ₹500 per month
  • Tenure 6–60 months

Savings Account

Member savings account with statements, alerts and transfer requests.

  • Digital onboarding (KYC)
  • NEFT/RTGS requests
Open Account

Loans

Personal Loan

Quick approvals and flexible tenures for members.

Gold Loan

Secure funding against gold with transparent valuation.

Vehicle / Two-Wheeler Loan

Competitive rates and simple documentation.

Why Choose BOFL

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EMI Calculator

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BOFL Assistant
Account status FD status Open FD Loan apply